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Important Disclaimer

Essence Healthcare is an HMO plan with a Medicare contract. Essence Healthcare also includes an HMO D-SNP plan witha contract with Medicare and the state Medicaid program. Enrollment in Essence Healthcare depends on contractrenewal. All Essence Healthcare plans include Part D drug coverage.

To enroll in an Essence Healthcare plan, you must have both Medicare Parts A and B and reside in the planservice area. You must have both Medicare Parts A and B and medical assistance from the MissouriMedicaid program with QMB and QMB Plus eligibility to enroll in an Essence Healthcare HMO D-SNP plan. Youmust continue to pay your Medicare Part B premium. Enrollment in an Essence Healthcare plan may be limited tospecific times of the year.

Members enrolled in an Essence Healthcare HMO or HMO D-SNP plan must use plan providers except in emergency orurgent care situations. If a member obtains routine care from an out-of-network provider without priorapproval from Essence Healthcare, neither Medicare, Medicaid, nor Essence Healthcare will be responsible for thecosts.

Members enrolled in an Essence Healthcare HMO-POS or PPO plan may see out-of-network providers(non-contracted providers). Out-of-network providers are under no obligation to treat Plan members,except in emergency situations. Please call our customer service number or see your Evidence of Coveragefor more information, including the cost-sharing that applies to out-of-network services.

For more information or assistance, please call Customer Service at the number listed under the ContactUs page. Language assistance services are available, free of charge.

Every year, Medicare evaluates plans based on a 5-star rating system.

Benefits, star ratings, and network may vary by plan, contract, or market. Please refer to plan documentsfor additional information or contact Customer Service.

Essence Healthcare complies with applicable Federal civil rights laws and does not discriminate on the basisof race, color, national origin, age, disability, or sex.

Y0027_23-1003_C - Last Updated Date: 04/08/2024

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Important Disclaimer